Investment
We welcome your interest in OneLend Property Based Investment.
As a responsible investment provider with global aspirations, OneLend is always striving to conduct its business in an appropriate manner and invest responsibly.
Personalized
Investment
Safe
Security
Decent
Return
Abundant Project
Library
Professional
Team
Technology
Support
Personalized
Investment
Safe
Security
Decent
Return
Abundant Project
Library
Professional
Team
Technology
Support
- First Mortgage Securities
- Enhanced risk assessment and governance
- Generate appealing return & Personalized investment
The underlying investment for the investors is financial lending operations in New Zealand’s open lending market, in order to protect investor’s investment, a relevant real property will be taken as first mortgage security under the lending agreement.
This investment opportunity is open only to qualifying wholesale investors, not available to retail investors.
Investors must also satisfy all background and identity verification in accordance with the OneLend Anti Money Laundering and Countering Financing of Terrorism Policy.
For further information, please refer to the information memorandum (which is available on request).
Investment Process
Onboarding
Investors must be wholesale investors in terms of clause 3(2) or 3(3)(a) of Schedule 1 of the Financial Markets Conduct Act 2013.
Click here to view the Wholesale Investor Criteria.
https://www.fma.govt.nz/investors/ways-to-invest/wholesale-investors/To start with the investment, OneLend will take the investor through the onboarding process, including:
- KYC
- AML
- EIV
Present Opportunity
Once an enhanced risk assessment has been completed and approved for a project opportunity, OneLend will present a detailed project information memorandum to the investor, including:
- Funding structure
- Return
- Terms
- Governance
- Security information
To Invest
Investment funds to be credited to OneLend.
The funds will only be released when drawdown procedures are followed and securities have been taken.
One investment is in accord with only one first mortgage security.
Receiving Return
The net-after-tax dividend will be paid monthly.
Onelend will monitor the investment over the whole term.
Risk
All investments involve varying degrees of risk. There are various risks that may impact the financial performance of the investment. Prospective investors should consider their individual risk tolerance, the level and frequency of returns they require, as well as their investment time horizon. These risks include (but are not limited to):
- Macro-economic factors such as an economic recession, natural disasters, acts of terrorism, or other matters outside of the Fund’s control.
- Political changes including policy changes, law changes, changes to taxation rules and general regulatory changes.
- Investors may lose part or all of their investment as a result of borrower default.
*This is not a comprehensive list of risks. Investors should carefully consider the risks before investment and seek independent financial advice before committing yourself.